How to Use My HSA for a Gym Membership
You can use your HSA for a gym membership only if a doctor prescribes it to treat a specific medical condition, like obesity or diabetes. Make sure you keep the prescription and receipts as proof to avoid taxes and penalties.
Most gym fees aren’t eligible without this documentation. Alternatively, home exercise equipment or physical therapy might qualify.
If you want to explore how to make the most of your HSA for fitness, there are several important details and options to think about next.